The current Toi Tupu interest rates for 01 January 2023 - 31 March 2023 are:

• BKBM (as at 4 January 2023): 4.7100%
• Basic Rate (BKBM + 2%): 6.7100%
• Bonus Rate (BKBM + 4%): 8.7100%

Each Deposit will earn the Basic Rate for the first 12 months, after which the Bonus Rate will apply.

Any interest earned will be taxed at your nominated tax rate.

Rates for 01 October 2022 - 31 December 2022 were:

• BKBM (as at 3 October 2022): 3.8650%
• Basic Rate (BKBM + 2%): 5.8650%
• Bonus Rate (BKBM + 4%): 7.8650%