Interest Rates

What are the current interest rates?

The current Toi Tupu interest rates for 01 October 2019 - 31 December 2019 are:

BKBM (as at 1st October 2019): 1.125%
Basic Rate (BKBM + 2%): 3.125%
Bonus Rate (BKBM + 4%): 5.125%

Each Deposit will earn the Basic Rate for the first 12 months, after which the Bonus Rate will apply.

Any interest earned will be taxed at your nominated tax rate.

What if my tax rate is incorrect?

If you believe your tax rate is incorrect, you can change this by:

Emailing us at [email protected]
Contacting Link via:
- Email: [email protected]; or
- Phone: (09) 375 5998
- Please have your CSN# on hand (this can be found on your Toi Tupu statements)

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