The current Toi Tupu interest rates for 01 October 2019 - 31 December 2019 are:
BKBM (as at 1st October 2019): 1.125%
Basic Rate (BKBM + 2%): 3.125%
Bonus Rate (BKBM + 4%): 5.125%
Each Deposit will earn the Basic Rate for the first 12 months, after which the Bonus Rate will apply.
Any interest earned will be taxed at your nominated tax rate.