The current Toi Tupu interest rates for 01 January 2020 - 31 March 2020 are:
BKBM (as at 3rd January 2020): 1.290%
Basic Rate (BKBM + 2%): 3.290%
Bonus Rate (BKBM + 4%): 5.290%
Each Deposit will earn the Basic Rate for the first 12 months, after which the Bonus Rate will apply.
Any interest earned will be taxed at your nominated tax rate.