The current Toi Tupu interest rates for 01 July 2023 - 30 June 2024 are:

• BKBM (as at 1 April 2023): 5.2400%
• Basic Rate (BKBM + 2%): 7.700%
• Bonus Rate (BKBM + 4%): 9.700%

Each Deposit will earn the Basic Rate for the first 12 months, after which the Bonus Rate will apply.

Any interest earned will be taxed at your nominated tax rate.

Rates for 04 January 2023 - 31 March 2023 were:

• BKBM (as at 4 January 2023): 4.7100%
• Basic Rate (BKBM + 2%): 6.7100%
• Bonus Rate (BKBM + 4%): 8.7100%